April 24–Acting Insurance Commissioner of Pennsylvania Michael Humphreys this week urged homeowners to consider buying flood insurance to protect their homes, businesses and property.
For many Pennsylvanians, flooding from heavy spring rains can be a common occurrence. A single inch of water can cause $25,000 damage to your home.
“Many homeowners don’t realize that their standard insurance policy doesn’t cover flood damage,” Humphreys said. “Floods are becoming a real threat throughout Pennsylvania during the spring rainy season, we therefore encourage homeowners to review their policies now and consider adding flood insurance, either purchased from the rapidly growing private market or through the National Flood Insurance Program. flooding.”
“Flood insurance is always good protection to have in place, so you’re prepared for the unthinkable and the risk to your home and property is mitigated,” Humphreys added.
Homeowners who live in federally designated Special Flood Hazard Areas (SFHAs) are likely required to have flood insurance by their mortgage lenders, however, the National Flood Insurance Program (NFIP ) indicates that one in four insurance claims come from outside high-risk flood zones. People looking to buy new homes and properties should research before buying to determine if the area is prone to flooding, and homeowners who have paid off their mortgage should consider maintaining their flood insurance even if they are no longer obliged to continue it.
Consumers should be aware that flood insurance policies are not immediately active. In most scenarios, there is a 30-day waiting period before policies become active; this prevents individuals from purchasing flood insurance only when a storm is heading towards their property. However, there are exceptions to this policy, including if the home was recently added to the federal government’s SFHA map, and if the home was just purchased and the lender requires flood coverage.
Flood insurance is available from both the NFIP and private insurers. Policies can be purchased through licensed P&C insurance agents in Pennsylvania to cover almost all buildings and their contents, including rental properties and condominiums.
Tenants can also purchase flood insurance for their belongings, which are not usually covered by a standard tenant’s insurance policy or a landlord’s policy that covers the building.
“Floods are a very real threat no matter where you live,” said PEMA director Randy Padfield. “While very few people want to consider adding expenses to their budget, flood insurance can provide peace of mind that you are financially protected from the devastation that floods can bring.”
Padfield said another important preparedness step for families is to create a family emergency communication plan, so everyone knows how they will stay in touch and communicate in the event of an emergency. The plan should be practiced regularly so that everyone is comfortable with it when it comes time to use it.
Padfield said free family emergency plan templates and downloadable checklists are available on the ReadyPA website. Consumers can also sign up to receive free weather alerts from a trusted local media source or AlertPA, subscribe to the monthly ReadyPA newsletter, and download the Pennsylvania Emergency Preparedness Guide.
Information on NFIP and private flood insurance is available at Insurance Department unique flood insurance webpage.
Casey announces millions of dollars in federal funding
WE Sen. Bob CaseyD-Scrantonannounced this week a new $19,353,129 in federal funding to help low-income families and seniors with their home energy costs through the Home Energy Assistance Program for Low-Income People (LIHEAP), providing Pennsylvania Total LIHEAP over the past year for $503,242,791.
“Pennsylvania received a record half a billion dollars in the past year to help families with their energy expenses, thanks in part to the US bailout and infrastructure act,” said Casey. Pennsylvania whose budgets are further squeezed by inflation, it’s a welcome relief to know that they can keep their homes warm in winter and cool this coming summer.”
This is the fourth LIHEAP funding release in the past year. In May 2021, Pennsylvania has received $297,671,482 in LIHEAP funding from the American Rescue Plan. Pennsylvania also received $182,800,295 in LIHEAP funding as part of the regular appropriation process for the first 4.5 months of FY22.
Pennsylvania then received $3,417,885 in LIHEAP funding in January 2022 of Investment in infrastructure and employment law. Today’s announcement of $19,353,129 — of the FY22 Appropriation Bill passed last month — brings Pennsylvania total to more than half a billion dollars. This is the largest investment in the LIHEAP program in a single year since the program’s inception in 1981.
Senator Casey also announced $264,847,619 in federal funding for Pennsylvania of US Department of Transportation Federal Highway Administration reduce carbon emissions and develop carbon reduction strategies.
The funding, made possible by the new carbon reduction program (CRP) created by the Investment in infrastructure and Jobs Act (IIJA), will be used to help states reduce carbon emissions from the transportation sector, including new infrastructure to support vehicle electrification and rapid bus lane construction projects. Pennsylvania has already received $50,892,693 of this IIJA carbon reduction funding for 2022.
“This funding is a positive step towards reducing carbon emissions, thanks to the Biden Administration and the Infrastructure Act,” Casey said. “By investing in new projects to reduce pollution on our nation’s highways, we can lighten the burden on our planet, reduce costs for families, and create jobs in infrastructure. I will continue to bring infrastructure funds home Pennsylvania and advancing projects to address the climate crisis.”
In 2018, the transport sector accounted for 25% of all Pennsylvania greenhouse gas emissions and the Commonwealth was responsible for approximately 269 million metric tons of carbon dioxide equivalent emitted into the atmosphere.
PennDOT and PSP Highlight Waste Control Corridors
Pennsylvania Department of Transportation (PennDOT) and the Pennsylvania State Police (PSP) collaborated to discuss littering and littering penalties in a litter enforcement corridor.
PennDOT and PSP held a press conference this week at Lackwanna County to explain what Litter Enforcement is, why it is important and what the penalties are for littering.
“PennDOT District 4 is proud to be associated with Pennsylvania State Police and Keep Pennsylvania Beautiful today to highlight our efforts to reduce waste in northeast PA. PennDOT relies on Adopt a Highway volunteers to help us keep the roads clean and litter-free,” said PennDOT Deputy District Executive Jonathan Eboli, PE “We encourage everyone to get involved in the Adopt-A Highway program in their community.”
Waste control corridors have great aesthetic or historical value that deserves to be preserved or needs additional help with waste issues. Approved segments are marked with signs to warn motorists of additional fines for litter: penalties doubled for motorists caught spreading litter and tripled when done by a commercial company. Waste control lanes also provide added safety for workers or volunteers picking up litter in a designated lane.
Wolf announces 2 water projects in Hazleton
Govt. Tom Wolf announced this week the investment of $199 million for 13 water, wastewater, stormwater and non-point source projects in 11 counties through the Pennsylvania Infrastructure Investment Authority (PENNVEST).
Two of the projects are in Hazelton City.
“Ensuring the reliability of our most valuable infrastructure is essential on the road to recovery for many of our communities,” said governor wolf. “As we prepare for much-needed increases in federal and state resources, like those of the Investment in infrastructure and Jobs Act which will bring more $240 million for Pennsylvania next year alone for drinking water infrastructure, I am confident that these projects will pave the way for successful growth and revitalization. »
—Hazleton Municipal Authority — received a $3,300,000 ready to replace and relocate existing pressure control valves, currently located in underground pits, to above ground facilities. The project will increase system reliability and eliminate unaccounted for water losses.
—Hazleton Municipal Authority — received a $1,857,220 loan to make improvements to an existing damaged pumping station, which is an essential part of the authority’s system and key to the authority’s drought planning strategy. The project will restore reliable drinking water to much of the service area while upgrading a completely unusable facility.
Reach Bill O’Boyle at 570-991-6118 or on Twitter @TLBillOBoyle.
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